There is certainly a misconception you must be trading for 3 years minimum and can only use salary and dividends for mortgage affordability purposes.

This is simply not true!

Subject to underwriting we have access to lenders who can assess clients with 1 year’s trading accounts.

Even better … we have lenders that can consider net profits (before and after tax) within the business, which can be used towards affordability and really help stretch your borrowing power!

So, what are you waiting for??? 

Need a mortgage? Get in touch!